1. Who we are
RiskQuill is operated by Maximas Foundry Inc. ("RiskQuill", "we", "us"). When you use RiskQuill you are contracting with Maximas Foundry Inc..
2. Acceptance
By creating an account or continuing to use the service, you agree to these terms. If you use RiskQuill on behalf of a brokerage, you confirm you have authority to bind that organization; if you use it as an individual, you confirm you are of legal age.
3. The service
RiskQuill provides a Client Center for insurance brokerages, including a customer database and Quinn, an AI assistant that analyzes uploaded documents and pre-fills ACORD forms. Access is granted per seat you purchase ($99 per seat per month, with up to 50 applications per seat each month pooled across your agency) under a limited, non-exclusive, non-transferable licence.
4. Your account
Keep your login details confidential; you are responsible for activity under your account. Provide accurate information and keep it up to date.
5. Acceptable use
You must not:
- use the service for anything unlawful, fraudulent, or for spam;
- infringe anyone's intellectual property or privacy rights;
- upload malware, probe or interfere with our security, or scrape the service;
- reverse engineer, resell, or redistribute the service, or circumvent seat or usage limits;
- attempt to extract Quinn's instructions or filling rules, or jailbreak the AI.
6. AI output and your responsibilities
Quinn's output may be incomplete or inaccurate. You are responsible for the documents and information you upload (including having the right to share them), for reviewing every pre-filled form before submitting it to a carrier, and for how you use the output. Output is not legal, underwriting, or professional advice. We may refuse, filter, or remove content and restrict accounts that misuse the AI.
7. Intellectual property
We retain all rights in the service, software, documentation, and branding. You keep ownership of the content you upload and the completed forms generated for you, and grant us a limited licence to host and process that content solely to provide the service. Rights holders can report infringing content to sales@riskquill.com; repeated infringement leads to account termination.
8. Payments and subscriptions
Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.
Payment, billing, renewal, tax, cancellation, and refund terms are governed by Paddle's Buyer Terms. Subscriptions bill monthly until cancelled; see also our Refund Policy.
9. Service level
We work to keep RiskQuill available but do not guarantee uninterrupted or error-free performance. To the fullest extent permitted by law, the service is provided "as is" without implied warranties of merchantability or fitness for a particular purpose.
10. Liability
We are not liable for indirect, consequential, or special damages, including lost profits, data, or goodwill. Our total liability is capped at the fees you paid in the 12 months before the claim. Nothing limits liability for fraud, death, or personal injury where the law does not allow it.
11. Suspension and termination
We may suspend or terminate access for material breach, non-payment, security or fraud risk, or repeated or serious violations of these terms. After termination you may request an export of your data within 30 days, after which it may be deleted.
12. General
These terms are governed by the laws of the State of New York, with disputes heard in the courts located in Erie County, New York. You may not assign these terms without our consent; we may assign them in a merger or acquisition. Neither party is liable for delays caused by events beyond reasonable control.
Contact
Maximas Foundry Inc. (trading as RiskQuill), 229 Main St., Ste 12, Hamburg, NY 14075, USA · sales@riskquill.com · 716-330-7990